As a believer that small business is the backbone of the American economy, Robert is passionate about doing what he can to fuel the growth of small business. As President and COO of IOU Financial, Robert is a small business advocate and lending expert. Robert leverages his background in mortgage lending to seize the opportunity to help small businesses in a way that banks can’t.



IOU Financial is a leading online lender specialized in helping small businesses with healthy cash flow. Typical customers include medical and dental practices, grocery and retail stores, restaurant and hotel franchisees and e-commerce companies. IOU Financial provides a unique approach to lending through an advanced, automated application and approval system. This accurately assesses applicants’ financial realities, with an emphasis on day-to-day cash flow trends, and makes small business loans of up to $150,000 to qualified applicants in only 24-48 hours. Speed and transparency make IOU Financial a trusted alternative to banks. Operations is based in metro Atlanta, Georgia, IOU Financial is headquartered in Montreal, Canada and publicly traded (TSX-V: IOU). For more information, visit