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Despite presidential candidates squabbling over the economic squeeze on family finances, American homeowners are slowly increasing the amount of money they’ve put into their homes. American homeowners now own 41.20% of their homes, on average. This is up by 2.72% from a year ago, according to FindTheHome data on homes with outstanding mortgages.

Homeowners in Hawaii have the most money tied up in home equity, at 55.47% of their equity percentage. Bringing up the rear are Alaskan homeowners, who only own 36.10% of their homes.

How much money do homeowners in your state have in their homes? Click through to see the states with the most home equity, on average.

#25. Pennsylvania

  • Median Dollar Value of Home Equity: $63,511
  • Median % of Home Equity Owned: 40.07%
  • 1-Year Change in Home Equity Ownership: -1.46%
  • Median Mortgage Loan to Home Value Ratio: 95%

#24. Minnesota

  • Median Dollar Value of Home Equity: $68,409
  • Median % of Home Equity Owned: 37.28%
  • 1-Year Change in Home Equity Ownership: -0.22%
  • Median Mortgage Loan to Home Value Ratio: 94.99%

#23. Idaho

  • Median Dollar Value of Home Equity: $69,522
  • Median % of Home Equity Owned: 36.61%
  • 1-Year Change in Home Equity Ownership: 3.06%
  • Median Mortgage Loan to Home Value Ratio: 80%

#22. New Hampshire

  • Median Dollar Value of Home Equity: $70,119
  • Median % of Home Equity Owned: 33.39%
  • 1-Year Change in Home Equity Ownership: 1.23%
  • Median Mortgage Loan to Home Value Ratio: 92.82%

#21. Maryland

  • Median Dollar Value of Home Equity: $80,247
  • Median % of Home Equity Owned: 35.05%
  • 1-Year Change in Home Equity Ownership: -1.99%
  • Median Mortgage Loan to Home Value Ratio: 95%

#20. Rhode Island

  • Median Dollar Value of Home Equity: $81,634
  • Median % of Home Equity Owned: 39.20%
  • 1-Year Change in Home Equity Ownership: 0.15%
  • Median Mortgage Loan to Home Value Ratio: 95%

#19. Maine

  • Median Dollar Value of Home Equity: $82,031
  • Median % of Home Equity Owned: 43.75%
  • 1-Year Change in Home Equity Ownership: 0.69%
  • Median Mortgage Loan to Home Value Ratio: 80%

#18. North Dakota

  • Median Dollar Value of Home Equity: $82,750
  • Median % of Home Equity Owned: 43.94%
  • 1-Year Change in Home Equity Ownership: 1.08%
  • Median Mortgage Loan to Home Value Ratio: 89.99%

#17. Delaware

  • Median Dollar Value of Home Equity: $83,150
  • Median % of Home Equity Owned: 36.31%
  • 1-Year Change in Home Equity Ownership: -1.97%
  • Median Mortgage Loan to Home Value Ratio: 94.99%

#16. Texas

  • Median Dollar Value of Home Equity: $88,077
  • Median % of Home Equity Owned: 43.14%
  • 1-Year Change in Home Equity Ownership: 4.45%
  • Median Mortgage Loan to Home Value Ratio: 80%

#15. Wyoming

  • Median Dollar Value of Home Equity: $88,106
  • Median % of Home Equity Owned: 39.56%
  • 1-Year Change in Home Equity Ownership: 3.30%
  • Median Mortgage Loan to Home Value Ratio: 80%

#14. Utah

  • Median Dollar Value of Home Equity: $93,375
  • Median % of Home Equity Owned: 38.74%
  • 1-Year Change in Home Equity Ownership: 2.32%
  • Median Mortgage Loan to Home Value Ratio: 80%

#13. Virginia

  • Median Dollar Value of Home Equity: $94,564
  • Median % of Home Equity Owned: 37.23%
  • 1-Year Change in Home Equity Ownership: -0.81%
  • Median Mortgage Loan to Home Value Ratio: 95%

#12. Connecticut

  • Median Dollar Value of Home Equity: $95,450
  • Median % of Home Equity Owned: 41.50%
  • 1-Year Change in Home Equity Ownership: -2.47%
  • Median Mortgage Loan to Home Value Ratio: 90%

#11. Alaska

  • Median Dollar Value of Home Equity: $96,661
  • Median % of Home Equity Owned: 36.10%
  • 1-Year Change in Home Equity Ownership: 0.83%
  • Median Mortgage Loan to Home Value Ratio: 80%

#10. Montana

  • Median Dollar Value of Home Equity: $98,739
  • Median % of Home Equity Owned: 43.51%
  • 1-Year Change in Home Equity Ownership: 1.22%
  • Median Mortgage Loan to Home Value Ratio: 80%

#9. Oregon

  • Median Dollar Value of Home Equity: $104,950
  • Median % of Home Equity Owned: 41.98%
  • 1-Year Change in Home Equity Ownership: 4.69%
  • Median Mortgage Loan to Home Value Ratio: 90%

#8. New Jersey

  • Median Dollar Value of Home Equity: $109,918
  • Median % of Home Equity Owned: 39.97%
  • 1-Year Change in Home Equity Ownership: 0.71%
  • Median Mortgage Loan to Home Value Ratio: 80%

#7. Colorado

  • Median Dollar Value of Home Equity: $112,059
  • Median % of Home Equity Owned: 40.15%
  • 1-Year Change in Home Equity Ownership: 7.55%
  • Median Mortgage Loan to Home Value Ratio: 90%

#6. Washington

  • Median Dollar Value of Home Equity: $117,816
  • Median % of Home Equity Owned: 42.38%
  • 1-Year Change in Home Equity Ownership: 3.66%
  • Median Mortgage Loan to Home Value Ratio: 90%

#5. New York

  • Median Dollar Value of Home Equity: $150,702
  • Median % of Home Equity Owned: 53.45%
  • 1-Year Change in Home Equity Ownership: 2.26%
  • Median Mortgage Loan to Home Value Ratio: 80%

#4. Massachusetts

  • Median Dollar Value of Home Equity: $151,822
  • Median % of Home Equity Owned: 45.32%
  • 1-Year Change in Home Equity Ownership: -0.97%
  • Median Mortgage Loan to Home Value Ratio: 85%

#3. California

  • Median Dollar Value of Home Equity: $195,480
  • Median % of Home Equity Owned: 48.87%
  • 1-Year Change in Home Equity Ownership: 3.58%
  • Median Mortgage Loan to Home Value Ratio: 81%

#2. Hawaii

  • Median Dollar Value of Home Equity: $242,681
  • Median % of Home Equity Owned: 55.47%
  • 1-Year Change in Home Equity Ownership: 1.88%
  • Median Mortgage Loan to Home Value Ratio: 80%

#1. District of Columbia

  • Median Dollar Value of Home Equity: $244,282
  • Median % of Home Equity Owned: 46.53%
  • 1-Year Change in Home Equity Ownership: -1.02%
  • Median Mortgage Loan to Home Value Ratio: 85%