Investing is one of the best ways to build wealth over time and save up for big financial goals like retirement. Have $2,000 to invest and need to know what to do with it? In this guide, we’ll explain how to invest $2,000 and explore the 10 best 2,000 dollar investments for 2022.

10 Best Ways to Invest $2,000 in 2022

Want to know how to invest $2,000? Here are the 10 best ways to invest $2,000 in 2022:

  • Crypto Projects – Invest in Hot New Crypto Projects like Tamadoge
  • Stocks – Invest in the World’s Biggest Companies
  • ETFs – Invest in a Market Sector or Country
  • 401(k) Plans – Put Money Away for Retirement
  • Crypto Interest Accounts – Earn Ultra-high Interest on Crypto
  • Index Funds – Match the Performance of the Stock Market
  • Crypto Staking – Earn Crypto Rewards while Supporting Blockchains
  • Copy Trading – Trade Stocks, Crypto & More on Autopilot
  • NFTs – Invest in the Next Big Digital Artwork
  • Commodities – Trade Oil, Gas, Coffee & More

A Closer Look at the Top Ways How to Invest 2,000 Dollars

We’ll explain more about how to invest $2,000 and explain our top 10 options for investing 2,000 dollars today.

1. Crypto Projects – Invest in Hot New Crypto Projects like Tamadoge

Investors looking for big returns may be able to find them in emerging cryptocurrencies. This is a high-risk, high-reward approach to how to invest $2k.

The cryptocurrency market can be highly volatile, and there’s no guarantee that a new crypto project will produce a return on investment. However, smart investors have been able to make returns of thousands of percentage points when betting on the next hot crypto token. Of course, it’s also worth checking out established crypto projects like Bitcoin and Ethereum.

When investing in blockchain, it’s important to get in early. Many crypto projects hold crypto presales or ICOs (initial coin offerings) where investors can get the best price on a new token. Once the price of a new token begins to shoot up, investors may be too late to see the biggest returns from supporting a project.

The good news for investors is that there are plenty of new and promising cryptocurrencies to explore. Two of our top picks for 2022 are Tamadoge and Battle Infinity. Both are play-to-earn NFT games with some unique features that make them particularly suitable as $2,000 investments.

It’s especially worth taking a closer look at Tamadoge. Tamadoge is a new blockchain game where players can purchase NFT pets and battle them against one another. As players win battles, they are rewarded with the game’s native TAMA token. TAMA can be spent at the game’s marketplace to purchase upgrades or more NFTs.

tamadoge ico

Importantly, 5% of all TAMA spent at the marketplace is removed from circulation and burned. This makes TAMA deflationary, such that the supply of TAMA decreases as more players join the game and purchase NFT pets. Over time, this could potentially cause the price of TAMA to skyrocket in response to increasing demand.

Investors can purchase TAMA right now during one of the best crypto presales of 2022. The project has already raised more than $7 million out of a total fundraising goal of $8.5 million, so investors need to check out the presale before it’s too late. During the presale, investors can purchase TAMA with a credit card, Tether, or Ethereum, and phone support is available for first-time crypto investors who need a helping hand.

Check out the Tamadoge presale today to get the best $2,000 investment for 2022. You can also read our guide on how to invest $10k.

2. Stocks – Invest in the World’s Biggest Companies

Whether it’s investing in startups or blue-chip stocks are one of the most common types of investment and they’re an important part of any investment portfolio. Stocks offer exposure to the biggest companies in the US and around the world. Some even pay a dividend to offer investors steady income.

When investing in individual stocks, it’s important to choose shares of companies that investors know and like. If there’s a company that seems to be doing particularly well or that everyone is talking about, for example, that could be a stock worth investing in. Alternatively, investors can look at specific market sectors that they think are hot, like biotech stocks or 5G stocks, and invest in stocks from those sectors.

eToro Stocks

As for how to invest 2,000 dollars in stocks, it’s important that investors have a reliable stock brokerage. We recommend eToro, which charges 0% commission on stock trades and offers access to hundreds of US and international stocks.

Additionally, you might be interested in reading our guide on how to invest in the best pre-IPOs for 2022.

3. ETFs – Invest in a Market Sector or Country

ETFs, or exchange traded funds, are baskets of stocks or other assets that investors can buy in a single transaction. When an investor owns an ETF, they have financial exposure to everything inside the ETF – whether that’s hundreds of stocks, dozens of cryptocurrencies, or something else entirely.

ETFs are often considered the best way to invest $2,000 because they provide built-in diversification. Instead of risking $2,000 on a single stock, investors can invest across an entire market sector, industry, or country. There are even themed ETFs that invest in topics like blockchain technology, space exploration, or renewable energy – such as sustainable investing funds.

eToro ETFs

In fact, there are so many ETFs that it can be hard to know where to start. Investors should first have an idea of what sector or topic they want to invest in, and then find an ETF that fits their needs. Be sure to check an ETF’s expense ratio, which is an annual fee that the fund charges in order to pay for management expenses. ETFs also provide access to a wide range of sectors including the energy sector. Many investors are looking to invest in carbon credits as the price of fuel and carbon continues to rise.

Investors can buy hundreds of ETFs commission-free at online brokerages like eToro.

4. 401(k) Plans – Put Money Away for Retirement

A 401(k) plan isn’t an investment in and of itself, but it’s worth including in our list of how to invest $2,000 because it’s so important for retirement. With a 401(k) plan, investors can put money into an investment account tax-free. All profits they make from investments in the 401(k) account are also tax-free. Investors only pay tax when they take money out of the account.

The catch to a 401(k) is that there are restrictions on when investors can withdraw money. These accounts are designed to promote retirement savings, so there are penalties if money is withdrawn before investors turn 55. So, any money investors put in a 401(k) plan should be invested for the long term.

Most investors receive 401(k) plans through their employer, and the options for investment may be limited. For example, many 401(k) plans only offer ETFs or mutual funds and don’t allow investors to pick individual stocks or invest in cryptocurrency. Investors have the option to open an Individual Retirement Account (IRA), which functions similarly to a 401(k) and offers more flexibility when it comes to choosing investments.

5. Crypto Interest Accounts – Earn Ultra-high Interest on Crypto

Crypto interest accounts are interest-bearing accounts where investors can earn money just for holding cryptocurrencies. They work similarly to savings accounts at traditional banks, except that the interest rates offered on cryptocurrency can be 10-100 times higher than what investors would typically receive for holding US dollars.

One of the nice things about crypto interest accounts is that they support a wide range of popular cryptocurrencies. So, investors can hold Bitcoin, Ethereum, Tether, or any other top altcoins and earn interest on them. Different coins have different interest rates, so it’s up to investors to build a portfolio of interest-earning tokens.

Quint Crypto Staking

Investors who want to know where to invest 2,000 dollars in a crypto interest account should check out Quint. Quint is a new crypto project that offers up to 16.18% APY interest when investors hold Quint’s token, or 39.08% APY when they hold a combination of Quint and BNB tokens. Interest payments compound automatically, leading to even more interest in investors’ accounts over time.

6. Index Funds – Match the Performance of the Stock Market

Index funds are ETFs or mutual funds that are designed to track major stock market indices like the S&P 500 or NASDAQ. Index funds are widely used for retirement investing because they’re seen as a relatively safe bet – history has demonstrated that the stock market, on average, goes up by about 10% per year.

Index funds work by simply mirroring the composition of the indices they track. For example, the S&P 500 includes the 500 largest stocks in the US by market cap. So, an S&P 500 index fund includes shares of those 500 companies in the same proportions as they are represented by the index. If the S&P 500 goes up 1%, the index fund should also go up 1%.

When investing in index funds, be sure to check the expense ratio. The best index funds have expense ratios of 0.5% or less, and some offer expense ratios of 0.2% or less. Investors can find a wide range of popular index funds at brokerages like eToro.

7. Crypto Staking – Earn Crypto Rewards while Supporting Blockchains

Proof of stake (PoS) blockchains like those used by Cardano, Solana, and other major crypto projects require users to stake tokens to the blockchain. These users validate transactions and forfeit their stake if they act maliciously on the chain. If they act in good faith and keep the blockchain flowing, stakeholders are rewarded with more tokens.

Crypto staking, as this process is known, offers a way for investors to earn rewards from this process. When staking crypto, individual investors can contribute their cryptocurrency to a pool of tokens that’s used to keep a blockchain running. That pool then distributes rewards to everyone who contributed tokens.

Quint BNB Staking

Crypto staking rewards are often expressed as interest rates, and these accounts have a lot in common with crypto interest accounts. At projects like Quint, investors can stake crypto and earn rewards up to 39.08% APY. Other crypto staking platforms offer staking on a wider variety of tokens and variable interest rates for each coin.

8. Copy Trading – Trade Stocks, Crypto & More on Autopilot

Copy trading is a feature offered by some brokerages that lets investors automatically copy the portfolios of more experienced investors. This can be a suitable option for beginner investors who aren’t sure what to invest in, but want to try to beat the market using advanced trading strategies.

With copy trading, investors can see an experienced trader’s strategy, trade history, and performance. If they like what they see, they can invest a certain amount of money to copy that trader’s moves. Whenever the trader buys or sells, the investor’s account will also buy or sell the same assets. Copy trading can be used for everything from stocks to ETFs to crypto.

etoro copy trading

One of the best places to try copy trading is eToro. At eToro, investors can start copy trading with as little as $200. That means that investors with $2,000 to invest can copy up to 10 different traders to hedge their bets across multiple different strategies.

9. NFTs – Invest in the Next Big Digital Artwork

NFTs, or non-fungible tokens, are unique tokens that offer ownership over a digital asset. NFTs are frequently used to buy and sell digital artwork, but they can also be used to provide exclusive membership in virtual clubs or to give players a financial stake in play-to-earn crypto games.

Some of the best NFT projects today include Bored Ape Yacht Club, Nouns, VeeFriends, and others. These projects have seen the value of their NFTs skyrocket since they were first minted, generating windfalls for early investors. While many new NFT projects flop, savvy investors can pick out top projects and potentially make a lot of money as demand for the NFT collection grows.

lucky block nft

One of the best NFT collections to check out in 2022 is Lucky Block. Lucky Block is a play-to-earn crypto game that offers daily prize drawings. Investors in Lucky Block’s Platinum Rollers Club NFTs have a 1-in-10,000 chance of winning $10,000 every single day. Even those who don’t win can make money by loaning out their NFT.

Lucky Block NFTs can be purchased today at Launchpad, one of the top NFT marketplaces.

10. Commodities – Trade Oil, Gas, Coffee & More

Commodities are physical goods like oil, gas, coffee, wheat, sugar, gold, copper, and more. They include energy materials, precious metals, building materials, and food supplies that are traded around the world. The market for commodities is typically global, so the price of these products depends on markets all over the world.

Investing in commodities can be tricky, especially for beginners. However, commodities trading can be potentially lucrative for those who understand how these markets work. It’s usually a good idea to focus on one specific commodity so that investors understand all of the dynamics behind it, as opposed to trying to trade multiple different commodities.

eToro Commodities

The simplest way to trade commodities is by using a broker that offers commodity CFDs (contracts for difference). One such broker is eToro, which offers low-cost trading on dozens of popular energy supplies, metals, and food products. eToro even lets traders apply leverage up to 20:1, vastly increasing the potential buying power of $2,000.

How to Choose the Best $2k Investments For You

Investors need to know the best way to invest $2,000 for their specific needs. In this part of our guide, we’ll explain how to invest 2,000 dollars based on several key factors.

Financial Goals

Before investing any money, investors should always think carefully about what their goals are. Some investors want to build up a nest egg for retirement, others want to invest to save up for a house, and others want to invest as a side hustle that supplements their income.

Each of these financial goals has a different timescale and may be better suited to investments with more or less risk. So, investors need to match their goals with their investment strategy and always keep an eye on how their investments get them closer to reaching their goals.

Risk vs. Return

One of the most important things investors need to consider when investing $2,000 is how they want to balance risk and return. In general, generating greater returns requires taking on more risk. If an investor wants to double their money in just a few months, they’ll probably need to invest in a high-risk asset that could also go to zero.

High risk, high reward assets include cryptocurrencies, individual stocks, and commodities. Lower risk assets include ETFs and index funds, which spread out risk across many different stocks.

Volatility

Another thing to consider is volatility. Volatility is a measure of how much the price of an asset swings up or down over a given period of time. More volatile assets may hit an all-time high one day and an all-time low the next, whereas low volatility assets have more stable prices.

High risk assets often tend to have high volatility, in part because investors can be jittery about their performance. For example, cryptocurrencies are known for being highly volatile compared to stocks. Importantly, this volatility can be an advantage for aggressive investors who want to try to time a big upswing.

Diversification

Long term investors may want to consider investing in multiple different assets when investing $2,000. In other words, they can build a diversified portfolio that balances risk and reward.

The advantage to this approach is that investors don’t have to put all their eggs in one basket. They might invest $500 in a high risk, high return cryptocurrency project like Tamadoge. They might invest another $500 across several of the best stocks to invest $2,000, and another $500 in index funds. Finally, they might invest $500 in crypto staking, which offers a steady income over time.

Where to Invest $2,000 – the Best Option?

Choosing where to invest $2,000 is a major part of investing. Investors need to decide whether to invest with one or more crypto projects, whether to use a crypto exchange, or what stock or ETF brokerage to use. Investors may also decide to split up their $2,000 and invest smaller amounts of money in multiple places.

We think the best place to invest $2,000 in 2022 is Tamadoge. This play-to-earn crypto game has a lot of potential since it builds on the ultra-popular doge meme. In addition, the TAMA token that forms the backbone of the game’s economy is deflationary. That means that supply diminishes over time, which could push up the price of the token if demand remains high.

Tamadoge

Investors can buy TAMA today through the Tamadoge presale. The presale offers the lowest possible price for TAMA ahead of the token’s ICO and the release of the Tamadoge game.

How to Invest $2,000 – Tamadoge Tutorial

Now that investors know how to invest $2,000, we’ll take a closer look at the best way to invest $2k in 2022: Tamadoge, one of the hottest new crypto projects of the year.

Tamadoge is currently holding a crypto presale, so investors can purchase TAMA by following these steps.

Step 1: Download a Crypto Wallet

In order to buy TAMA during the presale, investors will need a crypto wallet. We recommend MetaMask because it’s free, secure, and available for most major web browsers. Investors can head to MetaMask’s website and download the wallet for their preferred browser.

MetaMask wallet

Step 2: Visit the Tamadoge Presale

Head to the Tamadoge presale website. Click ‘Connect Wallet’ to connect the MetaMask crypto wallet to the presale platform.

Tamadoge Presale Aug 23

Step 3: Buy TAMA

Investors can purchase TAMA with a credit card, Tether, or Ethereum. The minimum purchase is $30, and investors are free to choose if they want to purchase more than that. First-time crypto investors who need help with the purchase process have access to phone support from Tamadoge.

Step 4: Claim TAMA

All purchases TAMA will be released at the end of the presale. Investors need to return to the presale website to claim their TAMA and add it to their MetaMask wallet.

Conclusion

There are many approaches to investing $2,000, but we think the best way to invest 2,000 dollars in 2022 is to buy TAMA.

Tamadoge is a hot new play-to-earn crypto game with a deflationary token that could spike in value as this game gains popularity. Investors can lock in the lowest price on TAMA today by checking out the Tamadoge presale.

Tamadoge - The Play to Earn Dogecoin

Our Rating

Tamadoge
  • '10x - 50x Potential' - CNBC Report
  • Deflationary, Low Supply - 2 Billion
  • Listed on OKX
  • Move to Earn, Metaverse Integration on Roadmap
  • NFT Doge Pets - Potential for Mass Adoption
Tamadoge

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References

  • https://www.ameriprise.com/financial-goals-priorities/taxes/how-are-investments-taxed
  • https://www.investor.gov/introduction-investing/investing-basics/role-sec/laws-govern-securities-industry
  • https://www.irs.gov/retirement-plans/401k-plans

Disclaimer

It is vital to always invest responsibly in awareness of all risks involved. Markets can be extremely volatile, so you should conduct extensive research before investing. Our site provides regular updates and diligently verifies all platforms it recommends, but you should form your own opinion and invest only what you can afford to lose. There is never any guarantee of a return on investment.