Last week, T-Mobile started offering the iPhone 5. With T-Mobile now offering Apple’s flagship handset, the four biggest cell phone carriers in the U.S. now offer the iPhone 5. If you’re a business debating whether or not to outfit your employees with iPhones, or a consumer looking to switch to the new iPhone 5, it can be confusing to understand all of the fees associated with owning the phone and subscribing to a service plan.

The infographic below takes the guesswork out of calculating the total cost of ownership of the iPhone 5 across the major U.S. carriers which include Sprint, AT&T, Verizon Wireless, and T-Mobile. To calculate the total cost of ownership for the iPhone 5, the infographic assumes a new iPhone 5 is being purchased, as well as 24 months of unlimited talk and text, and also takes into account data limits for each cell provider.

Of course, this infographic only covers the total cost of ownership for the iPhone 5. Businesses and consumers can compare cell phone plans using popular resources on the Internet, or each individual carrier’s website in order to determine the total cost of ownership for other handset models, manufacturers, and cell phone plans.