Cryptocurrencies are a great investment opportunity worldwide if you are looking to diversify your portfolio. If you are looking to buy crypto in Ghana, this guide provides a detailed analysis of the best cryptocurrency exchanges and bitcoin exchanges in the region. 

Read on to find out about the largest crypto exchanges and the best ways to buy cryptos in Ghana in 2022. 

 The Best Crypto Exchanges Ghana for 2022

Below, you will find a list of the best crypto exchanges in Ghana for 2022.

  • Crypto.com – Best crypto exchange in Ghana with low fees.
  • Capital.com – Buy BTC without owning the underlying asset.
  • Binance – Global cryptocurrency exchange with over 100 assets.
  • Coinbase – Crypto exchange with multiple trading pairs. 
  • BitAfrika – Best local Ghanan crypto exchange.
  • eBitPoint – Buy cryptocurrency in Ghana with ease.

The Top Bitcoin Exchanges in Ghana Reviewed 

Due to the variety of global crypto exchanges in Ghana, it is difficult to choose a suitable option without much research. Apart from evaluating the crypto markets and tokens, analysing the best Ghanan crypto exchanges in terms of available coins and fees is a necessity. 

In the reviews below, we cover an in-depth analysis of the best crypto exchanges in Ghana. 

1. Crypto.com – Best Crypto Exchange in Ghana

Crypto.comCrypto.com is our recommended best cryptocurrency exchange in Ghana. One of the biggest global crypto exchanges, Crypto.com provides everything from staking and investing options to loans and interest accounts on its website and mobile app.

Crypto.com offers trading pairs with hundreds of cryptocurrency pairings – such as ETH/USD or BTC/USD, allowing the platform to stay highly liquid. In total, Crypto.com offers more than 250 digital tokens to choose from in Ghana.

Crypto.com Platform

The exchange charges no fees on deposits and provides competitive rates on payments. Crypto.com charges a low maker & taker fee of 0.40% on spot trading investments up to $25,000. The fees reduces to as little as 0.16% once your trading volume surpasses $100,000. 

Using Crypto.com, you can deposit your tokens for a minimum holding period of 1-3 months, through which you can earn up to 14.5% interest on your assets. For the highest yield there’s a requirement to also stake CRO, the native token of the exchange.

Is Crypto.com Safe? 

A well-regulated platform, Crypto.com holds an operating licence from the Malta Financial Services Authority (MFSA) – the top financial regulator on the island of Malta.

Crypto.com is proud to announce that it has become the first global cryptocurrency platform to receive a Class 3 Virtual Financial Assets (VFA) service provider license from the MFSA. 

Crypto.com uses several security measures, including multi-factor authentication and real-time threat detection, to prevent hacks or breaches. Cryptocurrencies on the site are also held in cold storage and insured for up to $500 million to prevent theft and damage.

Number of cryptos 250 +
Maker and Taker Fees 0.40% ($10,000 and below)
Fee for buying Bitcoin 0.40%
Minimum deposit No limit on crypto deposits

Pros
  • Over 250 cryptocurrencies to choose from
  • 100 + trading pairs with BTC
  • Low commission and trading fees
  • Staking and interest-earning options on BTC
  • 2FA and cold storage for safety
  • Offers one of the best crypto wallets on the market
Cons
  • Need CRO holdings to access additional benefits

Cryptoassets are a highly volatile unregulated investment product.

2. Capital.com – Buy BTC Without Owning the Underlying Assetcapital.com logo

Launched in 2016, Capital.com is a CFD (Contracts for Differences) broker – meaning you can buy BTC and other cryptos without owning the underlying asset. Instead, Capital.com lets you trade on the price movement of any cryptocurrency.

For example, you can speculate the price of BTC to go up or down with a CFD on Capital.com. This gives users access to leverage opportunities. However, using leverage considerably amplifies the potential for losses and earnings.

Capital.com

Since users are looking for a platform that is easy to navigate and provides a low cost for buying BTC and other cryptocurrencies, Capital.com is a good choice for many. 

The trading platform is notable for its zero-commission trading fees on BTC, including withdrawals, deposits, and trading. Instead, the exchange charges a spread fee – the difference between the live buy and sell options for BTC. 

Capital.com offers personalised customer support for newly onboarded and existing customers. You are appointed your own dedicated account manager, who works to solve your queries 24/7.

Based in the UK, Capital.com is regulated by the Financial Conduct Authority (FCA). The ASIC in Australia, CySec in Cyprus and the National Bank of the Republic of Belarus also regulate Capital.com.

Number of cryptos 12 
Maker and Taker Fee 0% (Only spread fee)
Fee for buying Bitcoin Spread fee (Difference between buying and selling price)
Minimum deposit $20/150 GHS

Pros

  • Commission Free Trading
  • Buy BTC with just $20
  • CFD Broker
  • 24/7 Customer Support

Cons

  • Only 3 available currencies to choose from

Cryptoassets are a highly volatile unregulated investment product.

3. Binance – Global Cryptocurrency Exchange With 600+ Assets

Binance is one of the most recognisable cryptocurrency exchanges globally for avid cryptocurrency users.

With the highest daily trading volume of any exchange, Binance offers you the chance to trade over 500 cryptocurrencies in Ghana. Since 2020, Binance has accepted Ghanaian Cedi deposits on its platform, allowing users in Ghana to have direct access to cryptocurrency markets. 

Binance home

You can trade on Binance with a low maker and taker fee of 0.1% on spot trading activities, which can be lowered if you hold Binance Coin (BNB) – the exchange’s native crypto token. 

For P2P (Peer-to-Peer) transactions, the fees are between 0% – 0.35% depending on the fiat markets and trading pairs. 

Binance offers referral programmes, staking and interest options for you to make more money from your cryptocurrency holdings. 

Number of cryptos 500 
Maker and Taker Fee 0.1%  
Fee for buying Bitcoin 0% – 0.35% on P2P  
Minimum deposit Fees vary per payment method

Pros

  • Over 100 cryptocurrency pairings with BTC
  • Competitive & low fees on P2P trading
  • Referral Programme

Cons 

  • Account Verifications can take time 

Cryptoassets are a highly volatile unregulated investment product.

4. Coinbase – User Friendly Cryptocurrency Exchange

A top global crypto exchange that provides services in more than 100 countries, Coinbase has been available in Ghana since 2021. 

Coinbase gives you access to 80 + tokens and over 100 trading pairs, allowing you to exchange multiple cryptocurrencies with ease. You can begin trading cryptocurrencies on Coinbase with an investment of just $2 or 15 Ghanian Cedi.

Buy Crypto on Coinbase

Coinbase offers a competitive maker and taker fee of 0.50% on transactions lesser than $10,000. There is an added transaction fee of $2.99 for all transactions between $50 to $200. 

However, transaction fees can cost between 0.5% to 4.5% depending on payment methods, cryptocurrency tokens, and the transaction size. This can be reduced with access to a Coinbase Pro account – which also provides access to more cryptocurrencies and charting features. 

Number of cryptos 81 
Maker and Taker Fee 0.5% 
Fee for buying Bitcoin 0.10% commission
Minimum deposit $2/15 GHS

Pros

  • $2 minimum deposit
  • 81 cryptos + 100 trading pairs
  • Discounted rates with Coinbase Pro

Cons 

  • High Fees 

Cryptoassets are a highly volatile unregulated investment product.

5. BitAfrika – Best Local Ghanan Crypto ExchangeBitAfrika logo

Founded in 2017, BitAfrika is a local Ghana crypto exchange that allows you to buy, sell and receive cryptocurrencies globally.

If you want to trade cryptocurrencies locally, BitAfrika gives users the chance to buy Bitcoin in Ghana, along with Dogecoin, Litecoin and BitcoinCash.

BitAfrika home

To register an account, users must complete a mandatory KYC (Know Your Customer) form. BitAfrika also follows a strict Anti-Money laundering policy, complying with global crypto rules and regulations to protect you from theft and fraud. 

BitAfrika has a standardised fee of 1.5% to buy Bitcoin, Dogecoin and other cryptocurrencies on the platform. Fiat withdrawals attract a fee of 1% from BitAfrika’s local payment processors. 

Number of cryptos
Maker and Taker Fee 1% – 2% depending on payment method
Fee for buying Bitcoin 1.5% commission
Minimum deposit No deposits or e-wallets for clients

Pros 

  • Local Ghanan crypto exchange 
  • Buy BTC with Ghanian Cedi 

Cons 

  • Access to only 4 cryptocurrencies

6. eBitPoint – Safely Buy Cryptocurrency in Ghana

eBitPoint is a local Ghanan cryptocurrency exchange, that lets you buy, sell and exchange crypto assets. ebitpoint logo

Catering primarily to the Ghanaian market, eBitPoint allows users to deposit Ghanaian Cedi directly in exchange for digital assets. The platform supports the trading of the two biggest cryptocurrencies – BTC and ETH. You can also purchase BCH, LTC, DASH and XRP using eBitPoint. 

ebitpoint home

eBitPoint ensures user safety & protection by using a 2 Factor Authentication (2-FA) security layer which protects your username and password. Accessible on mobile apps, eBitPoint currently uses Time-based One-Time Password (TOTP) as the main 2-FA protocol. 

With eBitPoint, purchase cryptocurrencies for as little as $10 or 75 Ghanian Cedi. 

Number of cryptos
Pricing structure No fee on deposits 
Fee for buying Bitcoin Exchange rate fee is calculated depending on transaction size
Minimum deposit $10/75 GHS

Pros 

  • Multiple safety protocols
  • Low minimum deposit of $10

Cons

  • Only 6 cryptocurrencies available

The Best Ghanaian Crypto Exchanges Compared

Read our comparisons of the best crypto exchanges in Ghana in the table below. Find out what global crypto platforms are the best for crypto volume, BTC fees and more. 

Broker Number of Cryptos Maker and Taker Fee Fee for buying Bitcoin Minimum Deposit
Crypto.com 250 + 0.4% ($10K and below) 0.40% No limits on crypto deposits
Capital.com 12 No commission on deposit Spread fee (Difference between buying and selling price) $20/150 GHS
Binance 500 0% – 0.35% (depending on crypto-assets) 0.10% Fees differ per payment method
Coinbase 81 0.5% 0.10%  $2/15 GHS
BitAfrika 4 1% – 2%  1.5% No deposits or e-fiat wallets for clients
eBitPoint 6 No deposit fees Exchange rate fee calculated depending on transaction size $10/75 GHS

How we Ranked the Best Crypto Exchanges in Ghana

In order to choose the best cryptocurrency exchange in Ghana for your needs, you might want to create a checklist of factors to go over. 

Selecting the right cryptocurrency exchange can provide you with a variety of benefits, including lesser commissions and access to a wide range of digital assets. Lesser talked about features like 24/7 customer support and trading tools also add to the investing experience. 

Here is a list of factors that will help you in choosing the best crypto exchange in Ghana.

Regulation

Crypto trading possesses a risk of theft and money laundering activities. Therefore, it is advisable to look for a crypto exchange that is strongly regulated. 

This is why we recommend the global crypto exchange, Crypto.com. The exchange is regulated by the Malta Financial Services Authority (MFSA) – the top financial regulator on the island of Malta.

Since proper regulation contributes to the consistent enforcing of the community standards and an evaluation of all the platform’s activities, Crypto.com proves to be a secure exchange to buy crypto in Ghana. 

 If you want to purchase cryptocurrencies in Ghana, we recommend Crypto.com as the best brokerage for doing so. 

Tradable Cryptos

Having the option to buy and exchange from a wide range of cryptocurrencies helps in the diversification of your assets. This is also beneficial to crypto-enthusiasts who are looking to gain exposure to the hottest new cryptocurrency markets and assets. 

etoro review

 Crypto.com and Coinbase provide users with multiple pairing assets – making it very easy to buy and sell cryptocurrencies. 

You can find over 100 currency pairs on the platforms mentioned above, including other crypto exchanges like Binance. 

Sign Up Offers

Top cryptocurrency exchanges in Ghana provide you with various added benefits by using their platform. 

On Crypto.com, you can earn between $10 to $50 worth of free cryptocurrency after signing up. Refer to the Crypto.com sign-up bonus to find out more. 

Binance also has a referral programme which lets you earn commission every time you welcome a new user on the platform. Read about the Binance referral programme to learn more. 

Fees

Competitive fee pricing is one of the most important factors to consider while choosing the best cryptocurrency exchange in Ghana. 

Exchanges like Coinbase and Binance charge a low commission of 0.10% while purchasing Bitcoin and other crypto assets. Capital.com charges a standard spread fee on all cryptocurrencies, charging no commission on deposits and withdrawals. 

By understanding how much the platforms charge, you will be better suited to choose the best crypto exchange in Ghana. 

Tools & Features

After further research, we found out that the top crypto exchanges provide a variety of tools and features. 

Capital.com provides demo accounts for new traders and access to margin & leverage trading options. This platform is also a CFD broker, allowing you to trade on BTC futures.

Crypto.com is another crypto exchange which offers multiple features to users. Apart from investing in over 100 cryptocurrencies, Crypto.com provides staking, loaning and interest-earning methods on their platform. 

Payment Methods

All the above-mentioned crypto exchanges in Ghana provide users with credit and debit card options for payment. 

Since they do not charge any commission on credit and debit card deposits, platforms like eBitPoint and Capital.com might be lucrative options while buying crypto with credit/debit cards. 

Being local exchanges, BitAfrika and eBitPoint let you access cryptocurrencies with direct GHS deposits. 

You can access cryptocurrency through online banking and wire deposits on Crypto.com. 

Customer Service 

The best crypto exchanges in Ghana provide live chat and contact features – allowing your queries to be solved around the clock. 

Crypto.com offers customers 24/7 helplines to tend to their every need. Providing a mix of help pages, email, and live chat options – Crypto.com caters to a beginner-friendly audience. 

Capital.com has a unique customer service setup. They provide each user with their own dedicated account managers. 

How to Use a Crypto Exchange in Ghana

Now that we have listed the best crypto platforms in Ghana, we’ll cover how to buy crypto in Ghana step by step for beginners. 

We recommend Crypto.com as one of the best crypto exchanges in Ghana since it allows you to buy cryptocurrencies with relative ease. 

Step 1 – Open an Account 

Head over to the Crypto.com website and click “Trade Now”. Fill in your email address and create a password to get started. 

Step 2 – Verify Your Account 

After signing up, click on the “Complete Now” button, which appears on your screen. Crypto.com will ask you questions regarding your employment status, reasons for trading, and your average budget to better understand your investment goals. 

Complete the verification process by providing your full name, phone number and resident proof. Crypto.com will also require you to provide either your Passport or Driving licence copy to confirm the verification, usually taking up to 10 minutes. 

Step 3 – Deposit Funds 

You can choose between depositing your funds in either USD, GBP or Euro. You can quickly transfer your Ghanian Cedi to any of these 3 currencies since Crypto.com does not charge any conversion fees. 

Choose from various payment methods, including Credit/Debit cards, online banking, or wire transfers, to get started. 

Step 4 – Buy Cryptocurrency 

Click on the “Trade” option on the top left of the Crypto.com navigation bar and search for the crypto token you want to buy. After choosing your crypto, Click on “Buy” and insert the amount of fiat you want to deposit or crypto you wish to purchase. 

Confirm your trade by clicking on “Place Limit Order”.

Purchase cryptocurrencies in Ghana with Crypto.com, using the link below.

Cryptoassets are a highly volatile unregulated investment product.

Are Crypto Exchanges Legal in Ghana?

The Securities and Exchange Commission (SEC) of Ghana, the official body that regulates the securities market, has stated that cryptocurrencies are unregulated in the country. 

The platforms on which all cryptocurrencies are traded are not recognised as currency or legal tender by the regulatory body. 

However, it is still legal to invest in all the above-mentioned cryptocurrency exchanges. While the SEC of Ghana does not regulate these exchanges, all of them have installed various security protocols and measures to protect users. 

With tight verification processes and anti-money laundering procedures, the top crypto exchanges in Ghana are safe to use. 

Conclusion 

This comparison guide has reviewed the best crypto exchanges in Ghana in 2022. We have also provided you with a detailed guide on how to buy cryptocurrencies in Ghana in just a few easy steps. 

Overall, we recommend Crypto.com as the best crypto exchange in Ghana due to the low fees and multiple tools & features that the platform provides. 

Use the link below to purchase cryptocurrencies in Ghana with Crypto.com. 

Cryptoassets are a highly volatile unregulated investment product.

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