A review of statistics about online payment behavior by CreditCards.com revealed that more consumers are shopping online with their credit cards, debit cards, and online payment gateways like PayPal. However, the results also showed a rise in prepaid cards, especially among younger consumers, ages 18 to 24, as well as digital currency to cover their online payments for purchases, bills, and more.

In order to take advantage of the growing preference for online payments, it’s vital that your business be able to accept a variety of payment methods for goods and services. The good news is that there are more online payment solutions available than ever before to help you offer the alternatives you need to leverage this new purchase behavior. The not-so-good news is that it can be difficult to know which online payment solutions you can trust to be secure, reliable, and cost-effective.

That’s why we have put together a list of the 10 best online payment companies that meet that criteria and are some of the most widely used options today:

Due: This online payments solution offers an end-to-end solution for freelancers, small business owners, and companies to track, bill, request and receive money. Besides integrating with PayPal, Due offers a digital wallet for eCash as well as low-cost, no hidden fee domestic and international credit card processing. It only takes minutes to set up and uses next-generation payment technology, including encryption and two-step authorization.

Stripe: With a robust API, Stripe is a great choice for developers who want to customize and integrate a payment system into any online store or website. You will not have to get a merchant account and can build a payment system that does not have to be PCI compliant.

PayPal: Still one of the most popular ways to make online payments, PayPal offers currency exchange to make and receive payments all around the world. There are no fees when exchanging money between friends and family but there is a fee for some for other types of transactions. It allows users to pay or receive money with their bank account, debit or credit card, or digital wallet.

CSI GlobalVCard: This payment solution offers global payment options, works as a merchant account and payment gateway, and handles mobile and credit card processing. Cross boarders made easy.

Authorize.net: As one of the most popular online payment gateways, it is known for its security, compliance, and ease of use for e-checks and credit and debit cards. It also comes with a host of tools that combat fraud and offer an affordable way for small business owners to accept payments anywhere at anytime.

Dwolla: Money can be transferred through social networks like Facebook, Twitter, and LinkedIn as well as by phone or email. Businesses can perform account-to-account transfers. There are no transaction fees and free for basic payments. For advanced tools that appeal to businesses, there is a monthly fee.

WePay: This incredibly simple, yet completely secure, payment solution serves as your online payment processor for accepting credit cards and funds for bank accounts. You will be able to be set up in minutes and ready to immediately accept payments. However, it is currently only available for U.S. payments.

2Checkout: This payment processing service combines the best of a merchant account with a payment gateway without requiring that you have either. That means you will be able to accept credit card and PayPal payments within one payment platform rather than relying on different ones. 2Checkout also allows you to accept international payments and use recurring billing.

Amazon Payments: Also offering an API, Amazon is a safe, compliant, and easy way to get paid online. Those who use it can also send money through ACH. With your Amazon account, you have your important information already stored so set-up and use is simple and convenient.

What online payment solution have you used and found to be ideal for your business?

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