The past decade has seen a huge surge in technological advances. Not only has all this progress made individuals’ lives easier, but they have also greatly impacted the business world.

Fintech, or financial technology, is an example of the latter; these enterprises take advantage of technology in order to offer various financial services to users. Below is a list of the top 10 fintech companies to watch in 2017.

1. Due

Due makes payment processing easy for business owners around the world. They help businesses affordably process millions of dollars each month in credit cards, eCash and eCheck payments, all through their intuitive platform. They deliver millions of unique invoices each year, and they are only looking to expand.

2. Robinhood

Robinhood is a trading app that is both free and easy to use. It boasts real time data, state of the art security measures, and an overall commitment to excellence in all facets of the trading experience. Backed by Index Ventures, Ribbit Capital, Google Ventures, NEA and Andreessen Horowitz, they are ready to take the trading industry by storm.

3. Ripple

Ripple presents itself as solution-driven. It seeks to make the exchange of value, as well as the world of global commerce, faster, leaner and more efficient. Currently, they work with banks around the world and have offices in San Francisco, New York, London, Luxembourg and Sydney.

4. Fenergo

In this increasingly complicated world, Fenergo hopes to help banks manage their data and paperwork better in order to provide a better customer experience. They have something called Client Lifecycle Management, which handles all the nitty gritty of regulations and onboarding on one easy-to-use platform. Demos can be requested. Their clients include HSBC, BBVA, ISBC Standard Bank, BMO Capital Markets and the Royal Bank of Scotland.

5. SoFi

SoFi is unique in that it takes on a broad range of financial tasks. They deal with everything from student loans to mortgages to life insurance, seeking to make all these ventures easier for clients to navigate. In addition to this versatility, members also benefit from a lot of other perks. Their team of professionals offers career strategy and investment advice.

6. Digital Asset

Unlike the other companies featured earlier, Digital Asset is a software compare. They build top of the line tools that reinforce the market infrastructure, but with more affordable and up to date software. At the same time, they are also anticipating the future, as they continuously try to cut down on settlement times. Digital Asset does not work only with banks but also with CCPs, CSDs, dealers, exchanges and custodians.

7. Kensho

Finance and commerce can be draining and overwhelming. Taking their name from a word which means “to see nature,” Kensho seeks to alleviate the stress by connecting machine intelligence with data analytics in order to drive our society into the future. Their team bursts with talent; they have pulled people from Google, Apple and Facebook, and was founded out of MIT and Harvard three years ago.

8. Trulioo

Trulioo is an identification verification company that combines sophisticated analytics with traditional resources in order to verify people around the world. Started by Stephen Ufford and Tanis Jorge, it currently has information on four billion people in sixty countries, and has developed a special service, GlobalGateway, to help businesses work internationally.

9. OnDeck

OnDeck is a company that specializes in business loans for small businesses. They are focused on responsible loans, transparency and honesty, and an empowering customer experience. As a result, they are flexible and trusted, which is reflected in their high ratings with both the Better Business Bureau and TrustPilot. Today, they are emerging as one of the leaders in small business lending.

10. Currency Cloud

The Currency Cloud is focused on improving digital economy by tracking how money moves. They want to create a fairer flow of wealth around the world in order to create an economy that is more fluid and transparent. Their Payments Engine is designed to fit the customers’ needs; the client is the one calling the shots. They have been around since 2012 and have safely navigated over 20 billion dollars worth of transactions in 180 countries.