At its peak, Bitcoin has since surpassed a total market capitalization of over $1 trillion. And as such, it makes sense that there are plenty of places that allow you to use Bitcoin as a means of payment.

In this guide, we take a look at how and where to spend Bitcoin and other cryptos – both online and in-store.

Where to Spend Bitcoin

If you’re wondering who accepts Bitcoin – consider the following companies outlined below:

  1. Bitcoin ETF Token – While you cannot spend Bitcoin on this platform, Bitcoin ETF Token is giving investors staking rewards and deflationary tokenomics upon the arrival of a new Bitcoin ETF. 
  2. Crypto EmporiumSpend Bitcoin with this top e-commerce platform. 
  3. Aqru – Top place to spend Bitcoin to earn crypto interest.
  4. Crypto.com – Deposit Bitcoin into a savings account.
  5. BlockFi – Spend Bitcoin anywhere that accepts Visa.
  6. Microsoft – Spend Bitcoin to buy products from the Microsoft website.
  7. Starbuck – Top up your loyalty card to buy Starbucks coffee.
  8. AT&T – Settle Your cell phone and broadband bills with Bitcoin.
  9. Paypal – Spend Bitcoin at any online merchant that accepts Paypal.
  10. BitPay – Buy real estate with Bitcoin via the BitPay website.
  11. Overstock – Buy thousands of products online with Bitcoin.

Cryptoassets are a highly volatile unregulated investment product. 

With so many crypto-hungry traders now looking to invest in Bitcoin, you might want to read on to take a closer look at the above companies that accept Bitcoin.

A Closer Look at Companies That Accept Bitcoin

If you’re amongst those who have decided to buy Bitcoin, you might be wondering how you can put your digital asset to use. Not only can you use Bitcoin to buy products and services – both online and in-store, but you can also utilize the digital currency to generate rewards in the form of interest.

Consider the following providers discussed below when deciding where to spend Bitcoin.

1. Bitcoin ETF Token – Best Alternative to Spending Bitcoin, Get High Staking Yields

The best alternative to spending Bitcoin is Bitcoin ETF Token ($BTCETF). – a new cryptocurrency platform that has recently launched on presale. Bitcoin ETF Token has been created to celebrate the potential arrival of a Bitcoin ETF (Exchange-Traded Fund). 

Bitcoin ETF Token presale

This ERC-20 token tracks real-time Bitcoin ETF updates and has based its own token mechanics around the ETF’s development. For instance, once the first Bitcoin ETF is approved by the SEC – Bitcoin ETF Token will burn 5% its 2.1 billion token supply. 

Over time, Bitcoin ETF Token will burn 25% of its token supply, as all of the following milestones are completed: 

  • The first Bitcoin ETF is launched 
  • Bitcoin ETF reaches $1 billion worth of assets under management
  • $BTCETF reaches $100 million in trading volume 
  • Bitcoin reaches an all-time high of $100K 

As the milestones are completed, Bitcoin ETF Token will also offer staking rewards. Notably, 25% of its token supply will be offered through the staking mechanism. At the time of writing, the staking APYs (Annual Percentage Yields) on $BTCETF is more than 280%. The higher one stakes on the ecosystem, the higher the returns. 

Thus, the staking mechanism will promote long-term holding, while the deflationary tokenomics can make the remaining tokens more valuable over time. Currently, 40% of the 2.1 billion token supply is being distributed through the ongoing presale. 

Bitcoin ETF Token is allocating 840 million tokens equally across ten rounds. The price will increase per each round. Currently, $BTCETF is priced at $0.0054 per token. In only a week, the presale has raised more than $900K. 

For more information on this cryptocurrency, go through the Bitcoin ETF Token whitepaper and join the Telegram channel

Hard Cap $4.956 Million
Total Tokens 2.1 Billion
Tokens available in presale 840 Million
Blockchain Ethereum Network
Token type ERC-20
Minimum Purchase NA
Purchase with USDT, ETH, BNB, MATIC, Card

2. Crypto Emporium – Spend Bitcoin with This Top E-Commerce Platform 

Launched in 2018, Crypto Emporium is a revolutionary e-commerce platform that exclusively supports cryptocurrency as a payment method, ensuring a seamless experience for crypto-savvy consumers.

Crypto Emporium supports a range of popular cryptos, including Bitcoin, Ethereum, and Litecoin, making it easy for crypto investors to spend their acquired wealth online. The platform’s user-friendly interface and 24/7 support are two essential features that set Crypto Emporium apart from other crypto-supporting merchants.

However, Crypto Emporium’s product selection is where the platform truly shines. Whether you’re looking to buy a new car, invest in real estate, or purchase some designer clothes – Crypto Emporium has you covered. You’ll also benefit from super-quick transaction speeds and low-to-no fees, ideal for those larger purchases.

Crypto Emporium

Crypto Emporium also ships to over 125 destinations worldwide, and because it uses crypto rather than FIAT, you won’t need to deal with any foreign banking institutions. When you place an order, you’ll get a real-time tracking link and delivery notifications sent to your inbox when your item arrives.

Along with support for the best altcoins, Crypto Emporium offers various promotions and discounts. Some recently expired promotions include 10% off digital products and an additional 20% back in reward points whenever you buy a Rolex. These promotions are updated regularly, so you’re sure to find something that catches the eye.

Crypto Emporium products

The previously-mentioned rewards points are another of Crypto Emporium’s most appealing features. This program will reward you whenever you make a purchase, with the cashback amount currently set at 4%. After 30 days, you can instantly convert these reward points into Emporium Cash – Crypto Emporium’s native crypto token.

As if that wasn’t enough, Crypto Emporium has an affiliate program allowing you to earn passive income. If a friend buys something from Crypto Emporium using your unique referral link, you’ll earn a commission based on the purchase total. Notably, the amount you can earn through this program is uncapped – so the more friends you bring on board, the more you’ll make!

Crypto Emporium watches

Overall, if you’re wondering where to spend Bitcoin online, Crypto Emporium is an excellent port of call. Its vast product selection, long-standing reputation in the market, and exceptional customer service options mean it stands out from the crowd when it comes to crypto-supporting merchants.

Cryptoassets are a highly volatile unregulated investment product. 

3. Aqru – Top Place to Spend Bitcoin to Earn Crypto Interest

Another top place to spend Bitcoin in [cyr_year] is with Aqru. This online platform allows you to deposit your BTC tokens into a crypto savings account and in doing so – you will earn interest on Bitcoin at a generous rate. Therefore you’ll be making money with cryptocurrency via a passive investment strategy. In fact, Aqru offers one of the best crypto interest accounts in this space at 7% per year.

This means that instead of spending Bitcoin on things you don’t need – you can continue to grow your allocation of tokens over time. And, most importantly, Aqru only offers flexible accounts – meaning that you can withdraw your Bitcoin at any time. Moreover, interest is paid daily, so you can compound your earnings much faster.

In addition to Bitcoin, Aqru also offers an APY of 7% on Ethereum. And, if you’re really looking to maximize your potential gains, Aqru even allows you to swap Bitcoin for a stablecoin like Tether or USD Coin – which will amplify your APY to 12%. We also like the fact that Aqru supports fiat money.

Not only does this mean that you can deposit USD, EUR, or GBP into a savings account – but you can also withdraw fiat back to your bank account. If you like the sound of spending Bitcoin on this platform, Aqru accounts can be opened in less than 10 minutes. You can complete the process online or via the Aqru crypto app.

Cryptoassets are a highly volatile unregulated investment product. 

5. Crypto.com – Deposit Bitcoin into a Savings Account

Crypto.com is a popular crypto exchange that offers over 250+ digital currencies that can be bought and sold at competitive fees. The platform also offers some of the best crypto savings accounts in the market – meaning that you can spend Bitcoin to grow your balance over time.

The amount of interest that you can earn on Bitcoin will depend on several factors – such as how long you decide to lock the tokens away for and whether or not you own CRO – which is native to Crypto.com. For example, the maximum rate on Bitcoin deposits is 6% annually – which requires 40,000 CRO tokens or more and a 3-month lock-up period.

Crypto.com review

With no CRO tokens, the rate on Bitcoin drops to 3%. If you want more control over your Bitcoin tokens, a flexible account with no CRO staking yields 0.5%. In addition to savings accounts, Crypto.com also enables you to spend Bitcoin at its leading NFT marketplace. This means that you can buy NFTs in exchange for your BTC tokens.

There are thousands of popular NFT series to choose from – some of which are backed by Aston Martin F1, Ugonzo Art, Snoop Dogg, and BossLogic. Moreover, when you spend Bitcoin here to buy NFTs – no commissions are charged. Finally, Crypto.com also allows you to spend Bitcoin to obtain a crypto loan – should you wish to raise some money without selling your tokens.

Cryptoassets are a highly volatile unregulated investment product.

6. BlockFi – Spend Bitcoin Anywhere That Accepts Visa

Another option that is worth considering when assessing how to spend Bitcoin is to apply for the BlockFi debit card. This pre-paid card is issued by Visa – meaning that you can use it at millions of merchants around the world – both online and in-store. Moreover, you can even use the BlockFi card to withdraw cash at ATMs.

Another perk with this debit card is that you can earn rewards in Bitcoin whenever you make an eligible purchase. This stands at 1.5% of the purchase amount and there are no limits in place. New customers can even earn up to 3.5% in Bitcoin rewards for the first 90 days – up to a maximum of $100.

Cryptoassets are a highly volatile unregulated investment product. 

7. Microsoft – Spend Bitcoin to Buy Products From the Microsoft Website

Microsoft was one of the first major companies to embrace Bitcoin, with the tech firm accepting BTC payments way back in 2014 when the digital currency was still largely unknown. This is somewhat interesting when you consider that Microsoft founder Bill Gates is yet to make his stance on Bitcoin clear.

Nevertheless, you can spend Bitcoin across a wide variety of Microsoft products and services. In addition to buying desktop computers and laptops via the Microsoft website, you can also top up your Xbox Live account to purchase games and other add-ons. Moreover, Bitcoin can also be used to pay for Microsoft-backed apps.

8. Starbucks – Top-up Your Loyalty Card to Buy Starbucks Coffee

Next up on our list of where to spend Bitcoin is Starbucks. Now, we should note that the world’s largest coffee chain – which now stands at nearly 35,000 stores globally, does not directly accept Bitcoin at its cash registers. You can, however, use Bitcoin to top up a Bakkt account.

For those unaware, Bakkt is a leading rewards program in the US that allows users to earn points and subsequently spend them across a range of domestic stores – including Starbucks. As such, it’s just a case of topping up your Bakkt rewards account with Bitcoin and then using your card in a Starbucks store to pay for your daily coffee.

9. AT&T – Settle Your Cell Phone and Broadband Bills With Bitcoin

AT&T is the largest telecommunications company in the US – with the firm dominating the landline, cell phone, and broadband markets. As of 2019, AT&T joined the cryptocurrency revolution by announcing that it would start allowing customers to settle their bills with Bitcoin and other supported digital tokens.

In a similar nature to Starbucks, AT&T does not directly accept Bitcoin as a means of payment. The firm has, however, integrated with the leading third-party crypto payment processor BitPay. And as such, when it comes to paying your monthly bill, all you need to do is select BitPay at the checkout and proceed to settle up with Bitcoin.

10. PayPal – Spend Bitcoin at any Online Merchant That Accepts PayPal

Did you know that you can buy Bitcoin with PayPal? Another company that is looking to take the crypto industry to new heights is PayPal. The popular e-wallet provider now allows US clients to buy and sell Bitcoin and other cryptocurrencies directly on its website. However, what US clients can also do is pay for online purchases with Bitcoin – as long as the merchant in question accepts PayPal.

In what it calls Checkout with Crypto – you will first need to ensure that you have Bitcoin in your PayPal wallet. Then, when you get to the respective website and select PayPal as your chosen payment method – you will be given the option to settle up with crypto. Assuming you have sufficient Bitcoin in your wallet – the transaction will be completed in real-time.

11. BitPay – Buy Real Estate With Bitcoin via the BitPay Website

It was only a matter of time before Bitcoin would be accepted as a payment method to buy real estate. And this is now a reality with the help of BitPay. As we mentioned earlier, BitPay is a third-party payment processor that bridges the gap between Bitcoin and the real world.

And, should you wish to buy real estate with Bitcoin – the seller doesn’t even need to accept crypto assets to settle the transaction. On the contrary, BitPay acts as a third-party middleman. So, once you have secured a real estate deal with the seller, you would need to transfer your Bitcoin to BitPay. In turn, BitPay would convert the Bitcoin to USD and transfer the funds to the seller.

12. Overstock – Buy Thousands of Products Online With Bitcoin

Overstock is one of the largest online retailers in the US – with the platform home to thousands of products. This covers a range of home-based categories, including but not limited to furniture, lighting, bedding, bathroom products, and more. In a similar nature to Microsoft, Overstock has been accepting Bitcoin since 2014.

As such, it’s one of the earliest adopters of accepting crypto assets as a means of payment. In order to spend Bitcoin on the Overstock website, you will need to select crypto at the checkout process. Then, through its partnership with leading exchange Coinbase – the Bitcoin will be debited from your wallet to pay for the transaction.

What Can You Spend Bitcoin on?

Once you’ve invested in cryptocurrency what can you do with those digital assets? If you’re wondering who accepts Bitcoin in the real world, the number of merchants accepting this digital currency is still relatively small – at least in the US.

With that said, more and more companies – especially small-to-medium businesses, are looking at integrating their payment systems with third-party processors to embrace the Bitcoin revolution.

For example, the likes of BitPay enable merchants to accept Bitcoin as a payment method without directly accepting it. Therefore for those wondering is it too late to buy Bitcoin, the following options demonstrate how BTC tokens can be spent in 2024.

By this, we mean that the customer will use their Bitcoin wallet to pay for the transaction, and then the funds are converted to US dollars in real-time.

Is Spending Bitcoin a Good Idea?

Spending Bitcoin to buy products and services isn’t necessarily a good idea.

After all, Bitcoin is an emerging technology and payments network that has grown in value by a considerable amount since it was launched in 2009. As such, selling your Bitcoin to fund purchases might result in opportunity costs.

  • For example, let’s suppose that you had sold your Bitcoin allocation in April 2020 to fund a new purchase.
  • At this time, you would have sold at a rate of just $5,000 per token.
  • However, had you avoided cashing out and instead held on for another year – the same Bitcoin was worth over $65,000 per token.

Ultimately, you should consider whether you really need to spend BTC before you decide to cash out your investment.

Consider Spending Bitcoin Rewards Only

Perhaps a more favorable long-term solution is to consider a Bitcoin interest account. In doing so, you can take a disciplined approach by only spending the interest that you earn.

For example, let’s suppose that you have $2,000 worth of Bitcoin at your disposal.  If you were to deposit your Bitcoin into an Aqru savings account – you would be paid an APY of 7%.

how to spend bitcoin

Cryptoassets are a highly volatile unregulated investment product. 

This means that over the course of the year, you would earn $140 worth of Bitcoin. And best of all, your original Bitcoin deposit remains intact – so you haven’t wasted any of your tokens on unnecessary purchases.

You could, however, spend your $140 worth of Bitcoin interest payments, as this doesn’t impact your original allocation.

You can read more about crypto savings accounts here in our in-depth guide.

Raise Funds by Using Bitcoin as Collateral 

If you are looking at how to spend Bitcoin because you do not readily have access to funds – there is another option that you might consider – a crypto loan. In a nutshell, platforms like Crypto.com offer crypto loans at a maximum LTV of 50% to those who deposit Bitcoin as collateral.

This means that if you have $2,000 worth of Bitcoin and you deposit the tokens into Crypto.com – you can receive up to $1,000. There are no credit checks deployed by Crypto.com and all loans are approved instantly. Best of all, you are not required to sell your Bitcoin – meaning you will still benefit if Bitcoin’s forecast market value increases.

You can read more about crypto loans here in our in-depth guide.

Will More Companies Start Accepting Bitcoin?

It remains to be seen whether more companies will start accepting Bitcoin. On the one hand, it’s likely that – alongside the likes of Microsoft, PayPal, and Overstock, more firms will begin to explore the potentialities of Bitcoin as a means of payment.

  • However, it should also be noted that in its current form – Bitcoin isn’t overly ideal as a medium of exchange.
  • First, Bitcoin transactions take 10 minutes to confirm. This is far too long when you consider that traditional cash and debit/credit card transactions are settled instantly.
  • Second, Bitcoin transaction fees are still on the high side. Even when they average $1-2 per transaction, this is still too high for the digital currency to be used to pay for everyday necessities.

Another drawback with companies accepting Bitcoin is that cryptocurrencies are still not classed as legal tender in the US. In fact, the only country in the world that defines Bitcoin as legal tender is El Salvador.

How to Spend Bitcoin?

To conclude this guide on where to spend Bitcoin – we will now explain how you can utilize your BTC tokens and buy items at Crypto Emporium:

Step 1 – Set Up a Crypto Wallet

You’ll first need to download and install a crypto wallet to store the digital currencies required for payment. There are many wallet providers, although MetaMask and Trust Wallet are free options with credible reputations.

Step 2 – Buy Some Crypto

BTC logo You’ll also need to buy crypto to fund your Crypto Emporium purchase. Crypto Emporium supports numerous cryptos, including BTC, ETH, LTC, and DOGE. You can easily buy one (or more) of these cryptos using a broker or exchange, then transfer them into the wallet created in the previous step. 

Step 3 – Create a Crypto Emporium Account

Visit the Crypto Emporium website and click “Register.” Enter your name and email address, and provide a strong password. You’ll also receive an email asking you to verify yourself by clicking a link – do this, then move on to Step 4.

Create Crypto Emporium account

Step 4 – Browse for Products

You can now begin browsing the extensive catalog of items that Crypto Emporium has. Once you’ve found an item you like, click “Add to Cart” – then proceed to the Checkout section of the site.

Crypto Emporium consoles  

Step 5 – Complete the Payment

You’ll then be asked to choose your preferred cryptocurrency from the drop-down box on the right side of the screen. Following this, enter your address, and Crypto Emporium will present the final total for the purchase (including shipping fees).

Once you’re happy with everything, proceed with payment, and you’ll be presented with a unique wallet address. All you have to do is send the funds from your crypto wallet to this address. After they’ve been received, Crypto Emporium will email you to let you know and proceed to ship your purchased item.

Buy items with Crypto Emporium

Conclusion

This guide has discussed the best ways to spend Bitcoin – both online and in-store. We’ve covered a variety of recognized merchants – such as Cryto Emporium, Microsoft, Overstock, Paypal, and Starbucks.

Our guide has also covered a new cryptocurrency presale – Bitcoin ETF Token ($BTCETF). While investors cannot spend Bitcoin with this cryptocurrency, they can benefit from the platform’s deflationary tokenomics. The token supply will reduce over time, and $BTCETF can be staked to generate high annual yields.

Currently, $BTCETF is available to buy during the initial stages of its presale. The presale aims to raise a hard cap of $4.956 million. 

Frequently Asked Questions on Where to Spend Bitcoin

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