There are plenty of crypto exchanges in the Netherlands, which can make choosing a suitable platform a daunting task.
Today we save beginners countless hours of research by reviewing the best crypto exchanges in the Netherlands for 2024.
Each review focuses on core metrics surrounding fees, supported crypto tokens, security, payment types, and more.
The Best Crypto Exchanges in the Netherlands for 2024
Below is a list of the best crypto exchanges in the Netherlands right now:
- Crypto.com – Secure Crypto Exchange With Savings Accounts
- Bitstamp – Established Crypto Exchange With High Security
- Coinbase – Top Crypto Exchange in the Netherlands for Beginners
- Bitonic – First Netherlands-Based Bitcoin Platform
- Bitvavo – Buy Bitcoin and Over 175 Digital Assets With €5 or More
- LiteBit – Simple Dutch Exchange to Buy Bitcoin With iDEAL
Detailed reviews of each of the above-mentioned Dutch crypto exchanges can be found below.
The Top Bitcoin Exchanges in Netherlands Reviewed
When researching for the best Netherlands Bitcoin exchange, it’s important to look at key information such as fees, what crypto tokens are available to trade, and ease of use.
1. Crypto.com – Secure Crypto Exchange With Savings Accounts
The Crypto.com exchange is highly reputable and offers Bitcoin as well as 250 other digital assets. Crypto.com also has an NFT platform for those that wish to diversify and purchase one-of-a-kind digital assets.
This is one of the top crypto exchanges in the Netherlands for various reasons. The trading fee when buying cryptocurrencies is 0.4% maximum, which is competitive. Not only that but the commission fees are reduced for those who trade in higher volumes.
Crypto.com has its own cryptocurrency. This is called CRO and if traders add it to their portfolio, they can use it to pay fees. The platform offers a rebate on this. Moreover, traders who wish to stake CRO and do so for 180 days or more can apply for an APR of 20%.
The minimum deposit to start trading at Crypto.com is $20, which is around €19. The platform allows investors to fund their accounts with SEPA without charge. Bear in mind that this takes 2-5 business days at this exchange.
Traders who wish to buy cryptocurrencies within a shorter time frame can opt for a credit or debit card. The fee for deposits using this payment method is 2.99%. Crypto.com offers interest on various digital currencies. Bitcoin, for instance, comes with a maximum APY of 6%.
| Number of cryptocurrencies | 250+ |
| Debit card fee | 2.99% |
| Fee to trade crypto | Up to 0.40% |
| Minimum deposit | $20 |
Pros
- Over 250 cryptocurrencies to choose from
- Low commission and trading fees
- Staking and interest-earning options on cryptocurrencies
- NFT marketplace and crypto Visa card
Cons
- Need CRO to access additional benefits
Cryptoassets are a highly volatile unregulated investment product.
2. Bitstamp – Crypto Exchange With High Security
Bitstamp is another option for traders looking for the best crypto exchange in the Netherlands. This exchange keeps the majority of traders’ crypto assets offline in cold storage.
Additional safety precautions can also be implemented by protecting the account with 2FA, whitelisting, and creating a strong password. There are more than 155 markets to choose from and fractional trading is possible. This allows traders to allocate as little as €10 to Bitcoin or any other crypto asset.
The standard commission fee at Bitstamp is 0.5% on each buy and sell order. Deposit types include credit cards, which attract a fee of 5%. SEPA deposits are fee-free, although €3 is payable on all withdrawals via this payment type.
Another way to avoid a deposit fee is to top up the account with Bitcoin. A withdrawal in Bitcoin commands a fee of 0.0005 BTC. Like at Crypto.com, traders can earn rewards from staking. The amount depends on the digital currency held or being purchased.
Finally, there is a free Bitstamp mobile app so that Dutch traders can buy and sell their chosen cryptocurrency on the go.
| Number of cryptocurrencies | 155+ markets |
| Debit card fee | 5% |
| Fee to trade Bitcoin | Up to 0.50% |
| Minimum deposit | Depends on payment method |
Pros
- Trading fee of up to 0.50%
- Advanced trading platform
Cons
- High fee to buy crypto with a credit card
Cryptoassets are a highly volatile unregulated investment product.
3. Coinbase – Top Crypto Exchange in the Netherlands for Beginners
Traders researching Bitcoin exchanges in the Netherlands will have no doubt come across Coinbase. The platform is one of the biggest crypto exchanges in the Netherlands, with an estimated 98 million verified users.
That said, it’s worth noting that traders who want to buy crypto assets using a debit card will be liable for a hefty 3.99% fee on each transaction. Dutch traders can also fund a Coinbase account via SEPA or iDeal – both of which are fee-free. However, iDEAL can take up to eight days to clear, and SEPA can delay trading by up to three days.
The minimum recommended deposit is $50. In terms of fees, the standard commission to buy and sell crypto at Coinbase is 1.49%. There are over 170 assets available to trade at Coinbase, which makes diversification easier. Another plus point about this platform is that traders can buy a fraction of any token from only $10.
Coinbase offers traders a range of tools, such as customizable price charts and different order types. Advanced tools are also available, which allow traders to utilize leverage, stake assets such as Ethereum 2.0, and earn up to 5% APR on digital currencies.
The Coinbase Card is a Visa debit that enables people to earn up to 4% back in cryptocurrency rewards on purchases. This is available in the Netherlands and can be used worldwide wherever Visa is accepted.
Pros
- One of the best Netherlands crypto exchanges for beginners
- Good selection of supported coins
- High security
Cons
- High fees for trading cryptocurrencies
- 3.99% charged on debit/credit card payments
Cryptoassets are a highly volatile unregulated investment product.
4. Bitonic – First Netherlands-Based Bitcoin Platform
Bitonic is the best Bitcoin exchange in the Netherlands for traders looking for a savings account. The platform allows Dutch traders to set up regular automatic Bitcoin purchases.
This can take place daily, weekly, or monthly and saves busy investors from placing orders manually. Traders can fund a Bitconic account using iDEAL or SEPA for fast and reliable cryptocurrency purchases. Note that SEPA and iDEAL deposits are charged at €0,50 per transaction.
SEPA withdrawals attract a fee of €1 each time. Traders can also make a deposit with Bitcoin. If the amount is 0.1 BTC or more, there is no fee. If less than 0.1 BTC is being deposited, a fee of 0.0003 BTC is charged.
Withdrawals in Bitcoin are charged at 0.0003 BTC to cover the miners’ fee. Bitcoin priority, meaning quick confirmation, is charged at an additional 0.0001 BTC. There is a fixed trading fee of 0.25% at this Netherlands Bitcoin exchange and BTC is the only crypto asset available to buy and sell.
Pros
- Savings account available
- User-friendly trading platform
- Instant purchase via iDEAL for Dutch traders
Cons
- No debit card deposits
- Only one cryptocurrency
5. Bitvavo – Buy Bitcoin and Over 175 Digital Assets With €5 or More
Another contender for the best Bitcoin exchange in the Netherlands is Bitvavo. Traders can add any one of the 175 digital assets to their portfolio with €5 or more via fractional investing.
When searching for the top Netherlands Bitcoin exchanges, it’s important to look at fees. The fee structure at Bitvavo is a maker-taker model, which ranges between 0.03% and 0.25%.
Many people will probably pay 0.25% to trade cryptocurrencies. This fee is charged to those with a 30-day trading volume of between €0 and €100,000. This platform accepts deposits via SEPA, iDEAL, and Sofort.
Sofort attracts a fee of 2.25%. The other payment types are fee-free, however, traders should note that SEPA can take 1-2 business days on this platform. Bitvavo offers Dutch traders annual staking rewards between 0.50% and 7.50%, depending on the cryptocurrency in question.
This platform complies with industry-leading protocols set out by the DNB. Moreover, in the event of unauthorized account access, traders may be able to use the Bitvavo Account Guarantee to claim up to €100,000 back.
Pros
- 175+ digital assets supported
- The platform offers staking rewards up to 7.5%
- Small investments from €5 supported
Cons
- No debit card deposits
- No phone support
6. LiteBit – Simple Dutch Exchange to Buy Bitcoin With iDEAL
Litebet is one of the best Netherlands Bitcoin exchanges for newbies. The platform has a full section dedicated to cryptocurrency education, including guides on different assets and strategies.
Dutch traders can buy Bitcoin with iDEAL, SEPA, and also credit cards. iDEAL and SEPA are fee-free, however, credit cards can attract a fee of 1.8% on any purchases valued at €100 or more. Notably, when making a deposit at this platform, euros are changed into Litebit credits.
This shouldn’t matter, as one Litebet credit is the equivalent of €1. There are more than 70 crypto assets to trade at Litebet, in addition to some of the most popular GameFi tokens. The trading fee here is 1.25% to buy Bitcoin.
The fee you will pay depends on the cryptocurrency. For instance, the buy fee for Ethereum is 2%, whereas if a trader purchases Basic Attention Token they will be charged 3% of the transaction amount.
As such, this is something to check prior to signing up. Moreover, this Dutch crypto exchange will delete an account if the holder fails to complete the KYC process within a month.
Pros
- 70+ crypto assets supported
- User-friendly crypto exchange
- Registered with the DNB
Cons
- Some payment types command admin fees
- Not the cheapest for trading fees
The Best Netherlands Crypto Exchanges Compared
By comparing the best cryptocurrency exchanges in the Netherlands investors can see which providers offer the most competitive fees.
Crypto exchange
Number of cryptos
Debit card fee
Fee for trading crypto
Min deposit
Accepted payment methods
Crypto.com
250+
2.99%
Up to 0.40%
$20
Credit/debit cards, bank transfers
Bitstamp
155+ markets
5%
Up to 0.50%
$10
Credit/debit cards, bank transfers
Coinbase
170+
3.99%
1.49%
$50 is recommended
Debit/credit cards, bank wire, Paypal
Bitonic
1
N/A
0.25%
No minimum deposit suggested
MyBank, SEPA, iDEAL
Bitvavo
175+
N/A
Up to 0.25%
No minimum deposit suggested
iDEAL, Sofort, SEPA
Litebit
70+
1.8% admin fee on €100 Purchase
1.25% to buy Bitcoin, more on other tokens
€25
iDEAL, SEPA, credit card
How to Choose the Best Netherlands Cryptocurrency Exchange for You
The above reviews have shed some light on the best cryptocurrency exchange in the Netherlands. We talked about fees, features, regulatory standing, and much more.
To aid traders in making the best decision for their goals, we’ve listed below some of the key considerations to remember before deciding on the best bitcoin exchange in the Netherlands.
Regulation
Regulation is very important, especially with cryptocurrency trading.
The industry is rife with hacking concerns, and the legitimacy and safety of some crypto exchanges is questionable.
Here’s a quick guide on regulation, which should come in useful when researching the best Netherlands crypto exchanges:
- The best Netherlands crypto exchanges are regulated or registered with the DNB at the very least
- The DNB supervises and monitors registered crypto trading platforms in the Netherlands
- This is to ensure they comply with rules surrounding money laundering and offer a fair and transparent service to traders
- In terms of regulation, some of the most well-known bodies to look out for include the FCA, ASIC, CySEC, and the SEC
Tradable Cryptos
Some traders research the best crypto exchange in the Netherlands with a specific digital asset in mind.
Whilst this is understandable, it’s also wise to ensure there will be a range of markets should the trader wish to diversify later on.
Sign up Offers
Some of the best Netherlands crypto exchanges offer promotions. A good example of this is sign-up offers or rewards for referring a friend.
The Crypto.com exchange offers free CRO tokens to the value of $50 to traders signing up to the platform and meeting certain terms and conditions.
Fees
Consider fees prior to signing up with a trading platform, as there can be a huge disparity between what traders are liable to pay. The best crypto exchange in the Netherlands will charge minimal fees to trade.
Tools & Features
Even casual traders look for tools and features when searching for the best crypto exchange in the Netherlands. Tools and features will vary, but it’s worth taking a look at what’s on offer.
Payment Methods
Even the biggest crypto exchanges can be lacking when it comes to supported payment types. Think about which payment method might be preferable and check out what’s accepted by the platform.
Customer Service
Great customer service can only enhance a trader’s experience. As such, the best crypto exchange in the Netherlands will offer multiple ways to contact the customer service team via round-the-clock support.
Are Crypto Exchanges Legal in the Netherlands?
Dutch people searching for the best crypto exchanges in the Netherlands may be wondering whether they are legal.
- Crypto exchanges are legal in the Netherlands
- However, as of late 2020, platforms are legally required to register with the DNB. This is in addition to complying with pre-existing CFT and AML requirements
- Moreover, crypto exchanges must comply with the requirements of the KYC standards. This includes protecting the client data transferred to the exchange
- Crypto exchanges must also submit a confirmation of the hardware and software’s suitability for work, and a business plan
- Platforms must also submit documentation for AML legislation, such as policies, and internal rules and regulations.
The Netherlands is somewhat advanced when it comes to the acceptance of cryptocurrencies.
Moreover, an increasing number of Dutch businesses and even government entities are accepting digital currencies as payment.
Crypto Tax in the Netherlands
This guide has reviewed the best crypto exchanges in the Netherlands. However, traders should be aware that tax is payable on digital assets in the country.
- The Netherlands taxes cryptocurrencies at a presumed rate of return of 30% on the net value of assets and debt
- Bitcoin and other cryptocurrencies qualify as ‘assets’ for a person who is a Dutch tax resident
- Cryptocurrencies are consequently included in Box 3, or ‘Vermogensrendementsheffing’
- This covers income from investments and savings,
- This income is determined by applying a presumed rate of return based on the value of the net Box 3 value, as of the start of the relevant tax year
- A hypothetical yield is used to calculate the tax rate. Capital gains and actual rental income are exempt
- Instead, regardless of whether any real profits are larger or lower, the Dutch tax office makes the assumption that the payer receives a return of up to 5.69% over their whole asset worth
Furthermore, investors who mine cryptocurrencies need to declare this as income from employment.
This will be taxed under Box 1 and depending on how much is earned. This can be anywhere between 37.07% and 49.50%.
Conclusion
Today we have reviewed the best crypto exchanges in the Netherlands. Before signing with a platform to invest in cryptocurrencies, it’s crucial that traders research the matter in full.
Things to look for include regulatory standing, low fees, the number of digital assets, and ease of use.
The overall best platform to trade cryptocurrencies in the Netherlands is Crypto.com. The platform is very user-friendly, transparent with fees, and accepts a range of different deposit types.
Cryptoasset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.