Save for some counting problems in Florida, the results are in: Four more years for President Barack Obama.

And that means that if you’re a small-to-midsize business owner, you’ve got plenty to keep track of as the business environment is sure to change. In fact, it’s already been changing.

What large companies are doing

Even before the election, the largest companies were hedging their bets and, some might say, began preparing for an Obama win. With the fiscal cliff looming, the country’s top companies were making moves that should, at the very least, instill some confidence in the U.S. marketplace.

That move? Selling corporate bonds.

At the end of October, GE announced a $7 billion bond sale, the first kind by GE in five years, plus a $5 billion refinancing of bonds that will reach maturity next year. Other corporations followed the same path. Dealogic, a bank and markets analyst company, reported at the time that large companies sold $26 billion in investment grade bonds.

And then companies set a record the day before the election.

International Financing Review reported that the US high-grade bond market set the one-day record for dollar volume on Monday, with issuers selling upwards of $22 billion worth of debt, including the biggest debt sale in US corporate investment-grade history:  a $14.7 billion six-part deal from AbbVie Inc., Abbott’s new pharmaceuticals business.

So what’s it all mean? In the face of the dreaded fiscal cliff, larger companies got realistic and made a move to protect themselves by doubling down and ensuring that they’ll be prepared should the economy go into a tailspin.

Though your business may not have some billion dollar bonds floating around (that’d certainly be nice), confident moves from the top should make it clear that no gloom and doom is completely set in stone.

Where to focus your efforts: Obamacare

News of Obama’s re-election led to massive layoffs for some companies. And if it wasn’t layoffs, it was promises of reduced hours. And Obamacare is to blame.

The Obama administration has no plans to slow down the implementation of Obamacare, nor are they going to consider letting Bush tax cuts extend. That much was made clear a week after Obama’s re-election when he met with progressive and labor leaders. Though it was a closed, off-the-record meeting, anonymous sources confirmed that the leverage is now squarely with the administration.

Based on reports from a recent JCEB health and welfare conference in Washington, DC, the administration doesn’t support delaying the individual coverage mandate, the cornerstone of Obamacare. Federal guidance on the employer penalty rules  under the reform law will be released by early 2013, and the DOL will issue additional guidance on the wellness changes under reform before the end of this year.

This could definitely mean trouble for your business if you’re part of the 77% of small businesses that aren’t doing any long-term planning around how healthcare reform might impact their business. (Startling figure courtesy of the Fall 2012 Small Employer Benefits Survey by eHealthInsurance. The report also found that 34% of firms incorrectly believe they’re required to buy health insurance for their staff in 2014. Another 35% aren’t sure if they’re supposed to offer coverage).

But, if you’re part of the 23% that’s preparing to comply with the reform law’s current deadlines, then no need to worry. It’ll be business-as-usual, with some extra work and questions from your workers as we edge closer to 2014.

But if you were banking on a Romney win (or you weren’t able to sell off any coveted billion dollar bonds), then now’s the time to face the music.

A good place to start

Talk with your health-insurance provider about the most effective ways to comply with key requirements of the law as they stand presently – don’t jump the gun on 2014 just yet.

Though the horizon is cloudy in terms of what Obamacare could do to companies, changes to the law are likely. Both the Dems and Republicans have said the law needs to be modified through technical corrections in an effort to clarify confusion points or correct minor errors. These changes would absolutely be easier to comply with than the original requirements.

Though any real radical changes may seem unlikely, don’t assume they won’t happen. At the end of October the Department of Justice allowed the U.S. Supreme Court to revive a lawsuit that challenges the 2010 healthcare overhaul on religious grounds, claiming it helps fund abortions.

The fact that the Obama administration was more or less snickering by clearing the way for this case to proceed, it should instill some confidence that nothing is cut and dry just yet.

Bottom line for business owners? Start preparing.