As the CEO of JNBA Financial Advisors, one of the country's top independent wealth management firms (named by Barron's this year as the top financial advisor in Minnesota), Richard writes and speaks on a broad range of topics tied to achieving financial, business and personal goals. Focus areas include wealth preservation, the importance of assembling a trusted business-advising team, creating a legacy, philanthropy, advocacy, the next generation of investors, ethics and more. Please see important disclosure information at

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